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FAQ


WE KNOW THAT YOU HAVE MANY QUESTIONS. WE HAVE PUT TOGETHER SOME ANSWERS WE HOPE YOU WILL FIND HELPFUL.

Final expense policies set money aside for the future use of paying for a funeral or cremation at the time of a person’s death. No merchandise or services are preselected so there are no price guarantees associated with a final expense policy.

Pre-arranging is the process families go through to make decisions about how you want your funeral or cremation performed and what casket, urn, flowers, etc. you want at your funeral. Pre-arranging records your wishes so that your loved ones can avoid having to make difficult decisions during an emotional time.

Pre-funding is paying in advance for your pre-arranged funeral or cremation. In many instances, pre-funded contracts lock in the cost of the merchandise and services selected at today’s prices, protecting those prices from inflation.

Pre-arranging and pre-funding a funeral or cremation minimizes the financial burden on your family because you are locking in the prices of today for a funeral or cremation in the future and you aren’t making decisions at the time of death, which may result in emotional overspending.

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